Buying a Car as a College Student

Buying A Car As A College Student | Pollard Used Cars | Lubbock, TX

Whether you commute to school or live on campus, having a reliable car is extremely useful in college. Plus, buying a car as a college student is a good way to establish credit and learn about managing your finances responsibly.

If you’re thinking of buying your first car during your college years at Texas Tech or another nearby university, be sure to put a lot of forethought into your needs. Use your research skills to think about the tech tools you want, your vehicle’s fuel efficiency, and the price of auto insurance, and compare your checklist to your budget.

Some resources recommend sticking within a $10,000-$15,000 budget if you’re buying a car as a college student, since this will allow for cheaper car insurance premiums, plus smaller monthly payments. There are many excellent used cars that are within this price range, at Pollard Used Cars, we can help your find a vehicle that fits your budget.

Once you know your budget and are ready to shop for an auto loan with a good loan agreement. Many institutions will offer auto loans to college students, knowing that it’s a prime time to begin building a credit score. Just be sure to shop around, and save up as much as you can so you can afford a decent down payment on your new car.

Looking to get behind the wheel of a reliable used car? Our team at Pollard Used Cars will be happy to help.

Benefits of Buying Used from a Car Dealership

Buying Used from a Car Dealership | Lubbock, TX

When shopping for a used car, it can be tempting to go with the first option that you find from a private seller, but it’s important to understand the benefits of shopping with a reputable dealer before you invest in your next vehicle. At Pollard Used Cars, we can ensure that you get behind the wheel of the perfect car for you.

Options

One of the best reasons to shop for a used car at a dealership is the fact that you’ll have so many more options to choose from. This lets you shop around and compare models until you find one that fits your needs and budget perfectly.

Reputation

While many private sellers are perfectly honest people, there aren’t standard quality control practices in place for individuals who privately sell their vehicles. This means you can never really be sure what you’re driving away with. At Pollard Used Cars, we let out reputation speak for itself so you can roll off our lot with confidence. Plus, we’ll give you a comprehensive vehicle history report, so there are no secrets about your vehicle.

Financing Benefits

Finally, when you shop at a dealership, you can rely on an expert financing team to help you get a great deal on a loan to pay for your vehicle.

At Pollard Used Cars, we’re excited to help you find the perfect vehicle for your lifestyle.

Problems with Buying Used Cars Online

Buying Used Cars in Lubbock, TX

In the past few years, websites that sell cars almost exclusively online have begun to grow. These sites let you search through cars, buy one online, and deliver it to your house. While this might sound appealing, there are a lot of potential problems that you could run into. There are also some distinct advantages to buying a used car in-person.

When you buy a car online, this leaves at risk because you can’t do a test drive before you buy it. And, while there may be plenty of pictures and even videos of the car online, nothing can beat looking at a car with your own eyes. You might be able to spot defects not visible in a picture or video.

Online car sites also have a risk of being fraudulent. Thousands of people each year are swindled out of their money by false claims and deceptive practices. Plus, you’ll most likely have to pay shipping costs to get the car to your home. This could inflate the cost of the car beyond what you thought you were going to pay.

We recommend only buying cars that you can test drive in advance. When you buy from a dealership, you get the advantage of knowing the dealership has a long-established reputation. Here at Pollard Used Cars, we only sell high-quality vehicles that you’ll feel confident buying.

Tips for Extending the Life of Your Used Vehicle

Oil Change | Pollard Used Cars | Lubbock, TX

Buying a used car is a great way to make the most out of any budget. Used cars can be efficient, reliable, and long lasting, especially when you take care of them and provide regular maintenance. Extending the life of your used vehicle can be as easy as following these steps.

Get Oil Changes

Oil is an extremely important part of your car’s well-being. It keeps the engine lubricated, allowing it to run as smoothly and efficiently as possible. Getting regular oil changes is a big part of what helps your used car last for a long time.

Check All Fluids

In addition to engine oil, your used car has many other important fluids. Check these fluids regularly, including the transmission fluid, power steering fluid, and brake fluid. Staying aware of the fluid levels can help you keep an eye out for leaks or other things that could cause long term damage.

Protect Your Car From The Elements

If you don’t protect your car from the elements and wash its exterior regularly, it can rust and corrode. If possible, keep your car in a garage or under a car port. Wash your car regularly, especially during winter, where road salts can quickly lead to corrosion.

Of course, buying a quality used car also helps you get the most for your money. Find the perfect used car for your lifestyle at Pollard Used Cars.

Sell Your Vehicle Privately or Trade it in? The Pros & Cons

Used Vehicle Lot | Lubbock, TX

If you’re looking to upgrade your vehicle, you’re likely wondering if you should try to sell it yourself or trade it in at the dealership. In order to make the best choice for your circumstances, it’s key to understand the pros and cons of each option.

Pros & Cons of Selling Your Vehicle Privately

Sometimes, if you sell your vehicle privately, you’ll fetch a higher selling price than what you’d get at the dealership. However, you also have to put in the time and effort of finding a buyer, meeting with them and having them take your vehicle for a test drive. Then, you’ll have to go through the prickly business of paperwork and getting them to pay you. This process will definitely delay your ability to buy a new vehicle.

Pros & Cons of Trading In Your Vehicle

Ultimately, trading in your vehicle is significantly easier and more convenient than trying to sell it yourself. Trading in your vehicle is quick and easy, and you can negotiate the value of your vehicle at the dealership — it helps to research the value of your car through guides like Kelley Blue Book. In addition, there may be tax benefits to trading in your vehicle. For instance, if you are trading in your vehicle and purchasing a new one, you may only have to pay sales tax on the difference between the trade-in value and the new car’s price.

Want to learn more about trading in your vehicle? Come visit us at Pollard Used Cars.

Bang For Your Buck: How to Choose the Best Used Car

Used Car | Lubbock, TX

Buying a used car might seem daunting, but with so many excellent options out there, it’s sure to be a rewarding experience. Here’s how to choose the best used car and make the most of your budget.

Research models

Before you start shopping around for used cars, do some research on different makes and models. Consider what you want from a vehicle — like good fuel efficiency, towing capability, safety features — and start there. Read about different segments and model years to get a good idea of what might work for you.

Check the market value

Once you have your eye on a couple of models, take a look at Kelly Blue Book to get the market value of each make, model, and year. This will help you make confident offers and avoid being overcharged.

Find a dealership with options

Shopping at an experienced used car dealership like Pollard Used Cars gives you access to all kinds of different models, and provides you with the expert guidance of an experienced team.

Get the history

With the VIN number of a vehicle, you can use a resource like Carfax to get a vehicle history report on any used vehicle. This will give you insight on any repairs, accidents, or major events in the vehicle’s history, so you can be informed before committing to a purchase.

Take a test drive

Before signing any papers, be sure to take your winning vehicle on a thorough test drive. Go at different speeds, and pay attention to the feel of the acceleration, brakes, handling, and shifting. Listen for any unusual noises and watch for any strange smells. If the car handles well, move on to the amenities. Check the sound system, heated seats, power moon-roof, and other features to make sure everything is functioning.

Come to Pollard Used Cars for a huge selection of quality vehicles.

Why Millennials Should Buy Used in Lubbock, TX

Millennials Buy Used Cars - Lubbock, TX

Millennials are known for many things, but one thing you might not know is that used cars are becoming more and more popular among younger generations. Why should millennials buy used? While cost and savings are always important, many millennials realize that modern cars are highly reliable. Thanks to financing, leasing and certification options, used cars are especially practical.

According to Auto City, Millennials should consider buying used vehicles for the lower cost. Median income is down about 21 percent, which means large monthly payments and down payments are out of the question. The average new car is over $33,000, while the average used car is just $20,000. That means used cars are the clear winners in terms of savings.

Additionally, many Millennials aren’t afraid to shop the internet and use apps to their advantage. Sites like CarFax can easily provide you with a vehicle history report as long as you have the VIN, which means there’s less guesswork when buying used.

Also, consider buying used for lower depreciation and better financing. New cars can lose up to 40 percent in their initial value over the first 3-4 years of ownership, which means used cars allow you to avoid that initial dip in value. Plus, with a lower sticker price, you’ll often spend less on financing — a bonus for anyone looking to avoid getting stuck with a big loan.

Find the perfect vehicle for your lifestyle at Pollard Used Cars.

New Year’s Auto Resolutions: Save Money and Improve Resale Value in Lubbock, TX

Service - Lubbock, TX

Many people have already made their New Year’s resolutions. But it’s not too late to consider making some auto-themed goals for 2019. By adopting some of these auto resolutions for your vehicle, you can improve its reliability, resale value, and overall condition.

According to Green Living, you should start by getting your car’s body in shape. For example, you can measure tire pressure to maintain properly-inflated tires, schedule regular tune-ups, and change the oil approximately every 5,000 miles.

Next, try being a fuel-efficient driver. Not only can you reduce your carbon footprint by driving more slowly and cautiously, but you can also save money at the pump. It turns out that speeding can lower fuel economy by up to 35 percent. Try not to make hard stops, and avoid accelerating too quickly. Additionally, clean out your vehicle’s interior, if you haven’t in a while. The extra weight might affect gas mileage.

Don’t warm up your car — no matter how inconvenient a cold vehicle interior might seem. Idling your vehicle increases the risk of theft. It also increases the wear and tear on the vehicle’s engine as well as other key parts (like the tires, transmission, and bearings).

Finally, check the tire pressure regularly. Tires typically lose pressure when its cold out, which means your car might be riding on low tires. By maintaining optimum tire pressure, you can extend the life of your tires and improve the vehicle’s fuel economy.

Jumpstart your New Year’s auto resolutions by calling us at Pollard Used Cars to schedule a maintenance appointment.

Is Kelley Blue Book Accurate?

Kelley Blue Book in Lubbock, TXWhen buying or selling a car, two questions we tend to ask are “how much is my car worth” and “how much should I be paying?” One of the sources to turn to is Kelley Blue Book. But should you take Kelley Blue Book’s word at face value?

Websites like Kelley Blue Book, Edmunds, and NADA have car value estimators that claim to give you an accurate estimate of how much your car is worth. These websites are a good starting point, as they’ll give you a ballpark number for your vehicle’s value. However, they shouldn’t be the only estimators you rely on.

While they provide estimates for your vehicle, it’s not a guarantee. Kelley Blue Book tracks prices of cars being bought and sold in order to determine the value of an identical car. However, this calculator does not account for the issue of supply and demand. The calculators also don’t consider the true condition of a car, which doesn’t always fall neatly into categories like “Excellent” or “Fair.”

In order to get the most accurate estimate of your auto’s worth, it’s best to get an additional opinion from a reputable dealership such as Pollard Used Cars. Visit us at your convenience so one of our experienced staff members can appraise your vehicle.

Cross-Shopping for Used Cars is a Growing Trend

Most car shoppers have a pretty good idea of what vehicle they are looking for when they start the shopping process. While some prefer the latest technology and safety defenses of a new vehicle, others prefer the affordability of a used one.

A current trend for consumers is cross-shopping for used cars, which involves comparing both new and used cars at the same time. According to Jumpstart Automotive Media, this trend is growing. Cross-shopping for used cars is up 19% when compared to last year. This is for both luxury and non-luxury segments. The jump in the luxury segment alone rose 36% when compared to last year’s statistics. Used cars are starting to rival new cars thanks to their value and solid build.

The survey also asked participants to share what they considered their most important shopping tools. At the top of the list for used-car shoppers was vehicle history, used car values, and financing options. Certified pre-owned shoppers wanted vehicle history, being able to search local inventory, and used car values. New car shoppers stated that searching local inventory, browsing expert car reviews, and researching vehicle information were some of their primary purchasing tools.

With these trends, used cars should start retaining their values for longer. For more information about which used vehicle might best suit your needs, stop by Pollard Used Cars.

cross-shopping for used cars